1 in 6honeymoons
experience a disruption that costs over $0

You spent 18 months planning the wedding. The honeymoon deserves the same protection. Below: the ten routes most couples book — and the risks hiding inside each one.

$3,840
Avg. Claim Paid
< 72 hrs
Claims Resolved
190+
Destinations Covered
high
medium
low
· hover destinations
Scroll to see what happened to real couples — and what Vow covered

Three honeymoons.
Three moments where everything could have collapsed.

These aren't edge cases. They're the most common honeymoon disasters — the ones your airline, hotel, and credit card won't cover.

Marcus developed acute appendicitis on their third night in Ubud. The nearest hospital capable of the procedure was in Singapore — a $28,000 medical evacuation flight, plus $3,200 in surgical fees. No one spoke English. The resort's "doctor" was a two-hour drive away.

Vow's 24/7 emergency line coordinated the medevac, pre-authorized the Singapore hospital, and had Marcus in surgery within 6 hours. Total out-of-pocket: $0. The remaining 11 days were rescheduled at no cost.

Claim resolved: 6 hours

A mechanical delay in Atlanta caused Jordan and Camille to miss their connection in Frankfurt. The next available flight to Santorini was 3 days later. The airline offered a $400 voucher. Their non-refundable villa — $1,600/night — was already counting down.

Vow covered 3 nights of emergency hotel in Frankfurt ($680), rebooked business class on the next available flight ($2,100 upgrade covered), and reimbursed the 3 forfeited villa nights ($4,800). Total claim processed in 41 hours.

Claim resolved: 41 hours

A freak storm trapped Nate and Sofia at a remote glacier camp for 4 days. When conditions cleared, a helicopter evacuation was the only exit. The tour operator had no insurance. The Chilean rescue service invoiced $19,500 to their credit card before releasing them.

Vow reimbursed the full evacuation invoice within 48 hours and covered 4 additional nights of accommodation while they recovered in Puerto Natales. The charge never appeared on their statement.

Claim resolved: 48 hours

Every scenario above is covered under a standard Vow policy.

Scroll to see exactly what's included — and calculate your specific exposure.

See Coverage

Every scenario.
One policy.

Standard travel insurance leaves gaps. Vow was built specifically for honeymoon itineraries — the activities, the destinations, the stakes.

Emergency Medical

Up to $500,000

When you need a doctor in a country where you don't speak the language, Vow speaks for you — coordinating care, paying providers directly, and getting you home.

Hospital & surgical fees
Emergency dental
Prescription drugs abroad
Medical repatriation
Companion travel

Emergency Evacuation

Up to $1,000,000

Medevac from a Patagonian glacier or a Maldivian atoll. No invoice arrives. Vow coordinates and pays directly — before you're on the helicopter.

Medical evacuation
Security evacuation
Natural disaster evacuation
Return of remains

Trip Cancellation & Interruption

100% of trip cost

Your entire prepaid, non-refundable trip cost — flights, hotels, tours, honeymoon packages — covered if you need to cancel for a covered reason, or cut the trip short.

Illness or injury
Family emergency
Airline bankruptcy
Natural disaster at destination
Job loss (involuntary)

Baggage & Personal Effects

Up to $3,000

Lost luggage in Bali, stolen camera in Barcelona. Vow covers the replacement cost — not the depreciated value your airline offers.

Lost or stolen bags
Damaged luggage
Delayed baggage (essential purchases)
Electronics & cameras
Jewelry (separate rider available)

Travel Delay

Up to $2,000

When your flight sits on the tarmac for 6 hours, Vow covers the hotel, meals, and transport you shouldn't have to pay for.

Meals & accommodation
Ground transport
Communication costs
Missed connection

Adventure Activity Rider

Extends all coverage

Scuba diving in the Maldives, glacier trekking in Patagonia, surfing in Bali. Standard policies exclude these. Vow includes them.

Scuba & snorkeling
Skiing & snowboarding
Trekking & climbing
Surfing
Safari & wildlife tours

Coverage limits and exclusions vary by plan. Full policy documents available before purchase. All amounts in USD.

What's your exposure?
In raw dollars.

Enter your destination and trip cost. We'll show you exactly how much you're leaving unprotected — based on real incident data.

Your Itinerary Details

$8,000
$2,000$30,000

Select a destination to see

your exact risk exposure

Your personalized quote.
In under 90 seconds.

Three quick questions. No credit card required. A Vow specialist reviews every quote before it reaches you.

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Free: The Honeymoon Risk Report

25 destinations ranked by total risk exposure. Real data, no fluff.

24/7 emergency concierge line — always a human, never a bot
Claims processed in under 72 hours on average
Direct pay to hospitals — no reimbursement chase
190+ countries covered, including remote destinations
Built exclusively for honeymoon itineraries

"Marcus was in surgery in Singapore 6 hours after we called Vow. I didn't pay a single invoice. I just held his hand. That's what this insurance actually is."

P
Priya T.
Bali honeymoon, 2025